Body: Health Policies and InsuranceUSThe American health care system focuses on a mixed insurance system with private and public insurance institutions. The health insurance system also relies heavily on employment. It largely depends on businesses and employees to be the primary sponsors of insurance. This has driven many companies into bankruptcy, unable to maintain the amount of funds required simply to maintain their employees' insurance policies. Insurance has become so profitable that there are more than a thousand private companies that want to share in this very profitable business. These companies are also not regulated at the national level. For-profit companies have also developed numerous unnecessary and overlapping policies to fully exploit the flaws in the U.S. healthcare system. All of this is in addition to public insurance policies such as Medicare: covers the elderly, disabled, and end-stage kidney disease, and Medicaid: children, veterans, and the self-employed. In 2015, 15% of the population was without insurance; One of the main reasons is that people do not have enough knowledge about their eligibility. The Affordable Care Act (ACA) which was implemented in 2010 has impacted the healthcare system in the United States. It has also significantly reduced the number of Americans who do not have paid insurance. In 2014, it also imposed a tax penalty on businesses of a certain size that do not offer insurance and on individuals who do not have personal insurance. This, however, caused many small and medium-sized businesses to go bankrupt, benefiting only the large multi-business companies able to provide in-house insurance. This has helped reduce the number of people without in...... middle of paper ......e able to reproduce. It's not all a bed of roses in Singapore either: post-retirement healthcare coverage is still insufficient. The system also gives a big advantage to high-income earners because the amount of money in the HSA is proportional to the amount of money an individual earns. Conclusion In conclusion, I believe that in small countries like Singapore, it is always for the politicians and the government. be able to effectively change what needs to be improved. The strict rules, mentality of individuals and structure of the nation also play an important role in the success of Singapore's healthcare system. In countries like the United States, they should pursue state-to-state policies and reach out to different communities based on their needs. It is difficult to impose a single solution on a context as diverse as that of the United States..