When considering the basic necessities of life, what immediately comes to mind is food. Humans prioritize their food above all other necessities. Clothing is another factor to consider. It’s rare that the idea of ​​owning a home crop comes to mind. Just like you would with a betrayal, you can still pay rent and have shelter. Say no to plagiarism. Get a tailor-made essay on “Why Violent Video Games Should Not Be Banned”? Get an Original Essay The question is “how long will this continue”? Many therefore looked for other means of financing their private housing. The mortgage comes easily to mind. In the traditional financial context, banks and other centralized financial institutions provide mortgage loans to interested individuals. These loans allow the borrower to finance their housing project while repaying the loan at specified rates. However, these loans are not fiduciary. They go through the accreditation processes and for each mortgage loan issued; Ready collateral must be on the ground. As a result, many lost valuable assets when they defaulted on loan conditions. Mortgages are centrally controlled by banks and other relevant parties. Thus, one can hardly obtain loans from private investors except through intermediaries. The time has come to apply decentralization to the system. Viva Network leverages blockchain transparency to address these underlying issues. In simple terms, the platform can be considered as an interference-free mortgage platform. The platform introduces the fiduciary mortgage process. The main objective of this project is not limited to decentralizing the mortgage sector. Its vision extends to connecting borrowers and investors in a Peer-to-Peer format. The platform offers incredible opportunities to investors and borrowers. Banks often charge interest on their mortgages. These vary between 10 and 20%. Most of the time, borrowers have funds to repay their loans, but the accrued interest cuts a significant portion of the fund. For borrowers, the platform offers you low interest rates on mortgage loans. It's not automated. Intermediaries and their charges are cut off. Instead, it connects you with willing investors who will offer you loans at reduced interest rates. Unlike banks which keep the interest for themselves, investors will receive interest for their loans. These investors may also consider the value of an investment before investing their funds in it. Likewise, the Fractional Mortgage Shares platform allows them to gather and trade liquid shares. After removing intermediary interference in mortgage lending, Viva Network developed a platform known as Viva Mortgage Platform. The platform is a quick way to obtain loans, as users can list their mortgage funds for sale. Users can also use the Split Mortgage Sharing Protocol to convert mortgages into valuable bonds such as that presented by tokenized mortgage bonds. The platform brings incredible benefits to its key participants such as borrowers and investors. With the removal of middlemen, investors can easily provide loans to borrowers at discounted rates. Borrowers' access to loans is not automated. They must submit requests to this effect..