After a minimum of four years of college attendance, the loan debt will be immeasurable by the end. Debt will accumulate quickly. In conjunction with tuition, there are tuition fees, books and living expenses which also hinder the allocated amount only budgeted for the tuition price. Additionally, debt restricts potential and future purchases. Students may also have poor credit scores due to unpaid loans. Thus, the goal of becoming a homeowner becomes very unlikely for students until student debt is reduced or even satisfied. Inevitably, students with debt are negatively affected by “living paycheck to paycheck” (“The Impact”). Additionally, students who find themselves suffocated by debt will also postpone major life events. One such prominent example is the postponement of marriage due to the costs associated with a wedding. This major event should not be hampered by education-related debt. Students also prolong having children due to the high costs associated with this significant event. However, loan debt should not be a deciding factor in whether or not a student starts a family. Although initial debt may be incurred earlier in students' lives, it is negatively affected in the short and long term due to attending college.