I want to buy a house for my family at the start of my career, partially pay for my younger siblings' college tuition, and pay for my master's degree; budgeting will play an important role in helping me manage and save funds to achieve my personal goals. There's not much to plan for and unfortunate events can happen to anyone. It is therefore imperative to have insurance coverage to cover future losses. I would definitely consider getting home insurance, car insurance, and term life insurance and as far as health care goes, it will be covered by my future benefits package.